Last Update November 27, 2024
AGREEMENT TO TERMS
These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”), and Aurum Lumos Institute (“we,” “us,” or “our”), concerning your access to and use of our website, services, and programs, including but not limited to our Life Coaching Certification Program and related resources (collectively, the “Services”). By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, YOU ARE EXPRESSLY PROHIBITED FROM USING OUR SERVICES AND MUST DISCONTINUE USE IMMEDIATELY.
Supplemental terms and conditions or documents may be posted on our website from time to time and are hereby expressly incorporated into these Terms of Use by reference. We reserve the right to make changes or modifications to these Terms of Use at any time and for any reason, with changes indicated by the “Last Updated” date. It is your responsibility to periodically review these Terms of Use for updates. Your continued use of our Services constitutes your acceptance of such changes.
ELIGIBILITY AND USER RESPONSIBILITY
By using our Services, you represent and warrant that:
- You are at least 18 years of age.
- You have the legal capacity to enter into this agreement and comply with these Terms of Use.
- All information you provide is accurate, current, and complete.
You agree to use our Services only for lawful purposes and in accordance with these Terms of Use.
REFUND POLICY
Our refund policy is as follows:
Refund requests made within 7 days of purchase will receive a full refund.
Refund requests must be submitted in writing to our support team. Refunds will be processed within 14 business days of approval.
DISCLAIMER OF GUARANTEES
While we strive to provide high-quality training and resources, your success depends on your individual effort, dedication, and application of the skills taught. We do not make any guarantees or promises regarding specific outcomes, earnings, or results.
All examples, testimonials, or examples presented are for illustrative purposes only and are not indicative of guaranteed results. You acknowledge that success varies widely based on individual circumstances, and you agree that we are not liable for your success or lack thereof.
INTELLECTUAL PROPERTY RIGHTS
All content provided through our Services, including but not limited to text, graphics, videos, trademarks, and logos, is the exclusive property of Aurum Lumos Institute or its licensors and is protected by copyright and intellectual property laws. You may not copy, distribute, reproduce, or create derivative works from any content without prior written consent.
PROHIBITED USES
You agree not to:
- Use our Services for any unlawful purpose.
- Share your account credentials with others or grant unauthorized access to our programs.
- Engage in actions that disrupt or interfere with our Services.
- Copy, reproduce, or distribute any portion of our Services without permission.
- Attempt to bypass or breach any security measures related to our website or Services.
TERMINATION OF SERVICES
We reserve the right to suspend or terminate your access to our Services at our sole discretion for violations of these Terms of Use, including but not limited to non-payment or misuse of our intellectual property.
PRIVACY POLICY
Your use of our Services is subject to our Privacy Policy, which details how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as outlined in the Privacy Policy.
LIMITATION OF LIABILITY
To the maximum extent permitted by law, Aurum Lumos Institute and its affiliates, directors, employees, or agents shall not be held liable for any:
- Indirect, consequential, exemplary, incidental, or punitive damages.
- Loss of profits, data, or other intangible losses arising from your use of our Services.
In no event shall our liability exceed the amount you paid to us for the specific program or service that gave rise to the claim.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless Aurum Lumos Institute, its affiliates, and its respective officers, employees, and agents from any claims, damages, liabilities, and expenses (including attorneys’ fees) arising from your use of our Services, your breach of these Terms of Use, or your violation of applicable laws.
DISCLAIMER
No Medical, Health, Psychological or Therapy Services Provided
The Aurum Lumos Institute provides training in life coaching and personal development. We do not offer or teach health coaching, medical coaching, therapy, counseling, psychological services, or any other health-related services. The training and certification we provide are intended solely to prepare individuals for life coaching practices that focus on personal growth and empowerment.
We do not certify or license you to perform therapy, counseling, any type of psychological service, medical coaching, or any other regulated or licensed services. You acknowledge and agree that engaging in such services requires appropriate credentials, licenses, and compliance with applicable laws in your jurisdiction. We are not liable for any actions you take in providing services beyond the scope of life coaching, and you assume all risks and responsibilities for such activities.
General Information Only
The content of our courses and programs includes information and guidance on personal development, mindset, relationships, and other topics related to life coaching. It is provided for educational purposes only and should not be construed as professional advice or treatment in the areas of health, medicine, psychology, counseling, therapy, or legal matters.
Before making any significant changes to your health, relationships, or other areas of your life, we strongly recommend consulting with licensed professionals such as a physician, therapist, psychologist, or financial advisor, as applicable.
Assumption of Risk
By participating in any of our courses, you understand and accept that:
- There are inherent risks in applying personal development techniques, including emotional discomfort or various unexpected outcomes.
- You assume all risks and responsibilities for actions you take based on the training and guidance provided by Aurum Lumos Institute.
- You should seek advice from a licensed professional in cases of medical, psychological, or other health conditions before applying any concepts from our courses.
Limitations of Certification
The completion of any course or certification program at Aurum Lumos Institute does not:
- Grant you medical, therapy, psychological or health coaching credentials.
- Qualify you to diagnose, treat, or manage any health, psychological, mental or medical conditions.
- Guarantee acceptance of the certification by third parties, including employers or licensing bodies, for purposes outside the scope of life coaching.
Aurum Lumos Institute and its programs are not accredited by any governmental, academic, or independent body. Certificates issued by us may not be recognized by regulatory agencies or employers as an official qualification for certain professions or tasks.
Consult Professionals
You should never disregard, delay, or substitute professional advice—whether medical, psychological, legal, or otherwise—based on content provided by Aurum Lumos Institute. Our training and programs are intended to complement, not replace, professional services. If you experience any emotional or psychological distress during your participation in our courses, we recommend that you immediately seek the guidance of a licensed therapist or psychologist.
GOVERNING LAW AND DISPUTE RESOLUTION
These Terms of Use and your use of our Services shall be governed by the laws of Pennsylvania without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration in [Your City/State], except where prohibited by law. You waive any right to participate in class action lawsuits.
ENTIRE AGREEMENT
These Terms of Use, along with our Privacy Policy and any supplemental terms, constitute the entire agreement between you and Aurum Lumos Institute regarding your use of our Services and supersede all prior agreements and understandings.
CONTACT US
For questions or concerns about these Terms of Use, please contact us here.